A financial institution  in Quebec offers various financial products

Project Financing

Project financing is essential for the progression of any company. Entrepreneurs continuously devise plans to propel their businesses forward. Investissement Québec stands ready to assist them in realizing these projects by offering tailored financial assistance.

You possess innovative ideas — We provide the financing solutions:

• Competitive rate loans
• Collaborative loans with other financial institutions
• Loan guarantees: Assured reimbursement of the net loss incurred by a financial institution that extended you a loan, line of credit, letter of credit, or any other short-term financial obligation
• Quasi-equity financing through debentures or subordinate debt

Unlocking Growth Potential

Recognizing the individuality of each circumstance, we provide adaptable terms crafted specifically to suit your requirements.

• Funding available for all your projects, regardless of size, Minimum funding: $50,000,
• The opportunity to maintain your liquid assets available for continuous operations, May encompass the entirety of project expenses, up to 100%,
• A financial solution tailored to meet your needs, Loan guarantees tailored to the specific circumstances of the business,
• Matching financial assistance with the lifespan of the asset, Financing options available for short- or long-term durations, extending up to 25 years
• The liberty to utilize your liquidity according to your discretion while your project is in progress, Potential postponement of principal repayment for a period of up to 24 months

The majority of projects qualify for financing

Here are several examples:

• Acquisition of machinery or equipment
• Expansion, construction, or modernization of a building
• Entry into a new market
• Refinancing
• Financing of tax credits
• Business succession or share acquisition for transfer
• Merger or acquisition
• Procurement of intangible assets (such as trademarks or patents)
• Working capital
• Product or service marketing
• Export initiatives
• Innovation

Eligibility Requirements

All businesses in Québec are eligible for consideration, with the exception of those operating within the following sectors:

• Agriculture
• Finance and insurance
• Real estate (with some exceptions)
• Retail sales and similar activities
• Other sectors primarily serving individual clientele, excluding tourism